General information

Job Title
Commercial Analyst
Ref #
9518
Location
Edinburgh - 2 South Gyle Crescent, Edinburgh, EH12 9FQ, United Kingdom
Department
IMS - Motor
Business Area
Product
Working time
Full-Time
Date Published
17-03-2026

Serving our customers, communities, and planet a little better every day.

Salary – Up to £57,000 + annual bonus & benefits
Work Level - 2
Location – Edinburgh or Glasgow. Permanent Role
Office Attendance - Our roles are hybrid; however, you should be able to travel to an office, 2 days per week for this position.
Closing Date – Applications close 27th March 2026

We’re looking for a Commercial Analyst to join our Insurance Money and Services team.

The Commercial Analyst plays a critical role in driving data led decision making across the motor insurance business. This role supports key forecasting, reporting, and analytical processes, ensuring stakeholders are equipped with timely insights to optimise commercial performance and support both tactical trading activity and long term strategic planning.

This is a great time to join and contribute to our growing successes as Tesco Insurance is establishing itself.
You’ll be working alongside our wider Insurance teams and Reporting to the Senior Commercial Manager within the Motor Team.

What you’ll be doing
Performance Analysis & Opportunity Identification
• Conduct deep dive performance analyses to identify data driven opportunities that enhance commercial outcomes.
• Clearly communicate findings to cross functional teams, influencing trading and planning priorities through evidence based insight.

Budgeting, Forecasting & Performance Insight
• Lead the preparation of inputs for the budgeting and forecasting cycle, ensuring all assumptions are robust and evidence based.
• Provide detailed insight comparing current forecasts against prior projections, highlighting drivers of variance and implications for commercial performance.

Trading Insight & Reporting
• Lead the production of regular trading and commercial reports, ensuring high quality narrative and clarity of key messages.

Business Case Development
• Lead the creation of business cases across both tactical trading initiatives and longer term strategic priorities.
• Ensure business cases are underpinned by robust analysis, scenario modelling, and clear articulation of expected benefits and risks.

Post Implementation Reviews (PIRs)
• Undertake PIRs for recently delivered initiatives, summarising performance outcomes against expectations.
• Identify and present opportunities for optimisation to support continuous improvement in commercial execution.

We need you to have
• Commercial acumen & knowledge of the General Insurance Market (Preferably Motor Insurance) – understanding the business environment and objectives to develop solutions without supervision & confidence with making sense of complex, high quantity, and sometimes contradictory information to effectively solve problems
• Ability to work efficiently within Microsoft Office Applications including Excel & PowerPoint to create relevant and effective reports using various data sources, analysing data trends to help guide decision making.
• Experience in Trade and Performance management & Annual Planning Process preferably within General Insurance Products
• Experience working with data to drive insight led recommendations making including market research and analysis.
• Understanding of Risk and Controls management within a regulated industry and demonstrate ability to deliver customer centric solutions

And if you have any of these, even better
• Experience using Power BI tool & data sets
• We don’t expect you to tick every box, and if you feel you hit most of the brief, it’s worth exploring to further develop your career here with us.

What’s in it for you
• Prepare for your retirement with our colleague pension scheme.
• Private Medical Insurance (WL2+) and virtual GP Service you and your family 365 days a year.
• Critical Illness Insurance.
• Performance related annual bonus.
• Indulge in a generous holiday allowance with a minimum of 7.2 weeks, with the opportunity to buy more.
• Embrace the benefits of our Colleague Clubcard, enjoy a 10% discount that increase to 15% every payday. As an added perk, we’ll give you a second card to share with someone else.
• Take part in our Buy as you Earn and Save as your Earn share schemes.

Everyone’s welcome
We want all our colleagues to always feel welcome and be themselves. We’re committed to building a more inclusive workplace and celebrating everything that makes colleagues unique, and value the richness and diversity this brings to our business. A more diverse business helps us deliver on our purpose to serve our customers, communities, and planet a little better every day.

Interviews
Interviews are expected to be shortly after closing date.

Why Tesco Insurance and Money Services?

Seeing your impact all around you: there's no better feeling.

Lucky for us, we get to feel it all the time. Because whatever our role, we're helping our colleagues and serving our customers, communities and planet a little better every day.

We deal in the personal – from pet insurance for your best friend, and home insurance for peace of mind, to motor insurance for your dream car or travel money for that trip you’ve worked hard for.

Everything we do is about making things better. Not just for others, but for you too. It's why you'll get bags of choice and plenty of development. It's why you'll always be heard and find balance that works for you. It's why you'll feel totally at home in a place where everyone's welcome.

So, if you want a career where you can do good and feel good, you've found it.

Let's make everyday a little better.

Our story

Making Insurance and Money Services more rewarding and offering great value and choice - because we know little wins can make a big difference.

We began life in 1997 and now help more than 2 million customers protect what matters to them.

We want to deliver a helpful service in everything we do and to make life easier for our customers. Our policies are really easy to manage online for our customers, but we know that being able to speak to our customer service staff when you need to is really important. This is why our customer service centres are open seven days a week.

Delivering great customer service means having great people behind the scenes – people who understand our customers and are driven by doing the right thing for them. We offer colleagues a place where they can feel totally at home in a place where everyone's welcome, where they can be part of a great team focused on making a real difference for our customers.

How to apply

We value our people and diverse teams and believe the variety of backgrounds and experiences make us stronger to achieve our goals.

Our colleagues are working hybrid, taking time to meet with colleagues in our offices for moments that matter, such as team catch ups, planning meetings and more. If you’re interested in finding out more about what a career at Tesco Insurance and Money Services looks like, click apply to find out more!
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